Being a graduate student usually means scraping and struggling to survive on very little money. If we’re lucky we’re fully funded or at least have teaching or research assistantships that provide some kind of paycheck. Even then, that money rarely provides enough to do more than make basic ends meet. Throw in the expenses of child care or elder care, health insurance, transportation, and the unexpected bill and it can be a real struggle to get through, especially for those of us without family safety nets to pick up the extra costs. In this context, the concept of money management can seem like a cruel joke when you’re working with so little anyway.
In this month’s Ideas on Fire webinar, Dr. Kate Drabinski covers the basics of money management for graduate students and why its important no matter how little you’re working with. She addresses managing anxiety about money now and later, saving when there’s not much to save, dealing with taxes, deciding on loans and paying them back, and balancing the need for time to do graduate work well with the desire to scoop up side gigs to make it all affordable. She also addresses the current state of organizing for academic labor and against proposed tax plans that threaten graduate student livelihoods.
Money Management for Graduate Students
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